Important Information Regarding Upcoming Affordable Housing Schemes

*Update as of September 2023

Cork County Council will advertise, in due course, the respective Affordable Housing Schemes when they are set to become available. Schemes will be advertised publicly via the Council’s website, social media channels and via print media. Advertisements will direct interested parties to the appropriate website/online platform from where they will be able to access the respective documentation (application form, FAQs, eligibility criteria, income limits, Priority Agreements, time frames etc.) and to make an application via the online portal.

Upcoming Schemes:

The following schemes are due to become available in the next number of months:

Steps involved when making an application:

Step 1:

Registering:

• Register with the online platform. You will need the following information: your full name, a valid & active email address & a mobile phone number. You will generate a registration verification number via text message, which you will enter to complete the set- up process.

Step 2:

Log on:

• You will then be able to log on to the on-line platform to begin your application process. As part of this log in, you will generate a verification number via text message to your mobile device. You will then need to enter this six-digit code to log in.

Step 3:

The Application:

• You will be presented with a number of tabs, each of which will need to be completed.

Required documentation to support your application on the online portal.

• A mortgage Approval in Principle stating the maximum mortgage available to you. While it is not a requirement, it is recommended that applicants have their Mortgage Approval in Principle prior to applying for Affordable Housing, or at least be in a position to apply for a mortgage.
• Proof of income: PAYE employees: Salary Certificate, Employment Detail Summary, and payslips (3 if paid monthly, 6 if paid fortnightly and 12 if paid weekly). Self-Employed: Documents for previous 2 years: – Audited/Certified Accounts, Tax Balancing Statement and Tax Payment Receipt
• Proof of Citizenship: passport or birth certificate
• Proof of Right to Reside in Ireland: e.g. GNI Stamp 4
• Photographic Identification: Any one of the following documents: current valid passport, driving licence, National Age Card issued by An Garda Siochana, an identification form with a photograph signed and stamped by a member of An Garda Siochana.
• Proof of Present Address dated within the last 3 months. Any one of the following documents: Current utility bill (gas, electricity, telephone, mobile phone, or internet bill), bank statement/credit union statement, document issued by government department that shows your address, Statement of Liability P21 from Revenue.
• Proof of PPSN/Tax Registration Number: Any one of the following documents: Statement of Liability P21, Tax Assessment, Notice of Credits from Revenue, Letter from Revenue Commissioners addressed to you showing PPSN, employee details from Revenue, Receipt for social welfare payment, Letter from Department of Employment Affairs and Social Protection addressed to you showing your PPSN, Medical Card, Drug Payment Scheme Card, Payslip, P45
• Evidence of savings/deposit: up-to-date bank/savings account statements
• Evidence of first-time buyers’ status: completion of a self-declaration on the online portal and/or Revenue Help to Buy approval obtained from the Revenue Commissioners is an alternative documentary proof.
• Confirmation of eligibility for the Help To Buy Scheme: print out from Revenue portal – myAccount (PAYE applicants), ROS (Self-assessed applicants) confirming names of applicant(s) and maximum entitlement under the scheme. (Note that applicants are considered first-time-buyers only if BOTH are buying their home for the first time). VisitRevenuefor more information.

Source: Cork County Council